Home  |  Contact Us   

Newsletter Subscription

Join our Team!

Weekend Real Estate Report

Looking for Loan Rates?
Mortgage interest rates change everyday. Unlike other companies that advertise interest rates with hidden fees only to disappoint you later, we encourage you to contact one of our experienced loan officers right now to find out the best lending program currently available to meet your family’s needs today and for your future.

Pre-Marriage Financial Literacy

Going Back to School: Marriage Eduction

For single parents, married and remarried couples who are preparing for their children to go back to school, it may be the perfect time to think about pursuing marriage education. With divorce rates at 40-50% for first marriages and 50-60% for second marriages, marriage education may be a good thing to consider, even if you think things are going well in your relationship. Smart Marriages, the non-profit coalition for Marriage, Family, and Couples Education, Smart Marriages, contends that they finally know what’s different about couples that stay happily married.

According to Smart Marriages, “It’s not that they are better matched, better looking, more in love or more passionate. It’s not that they have fewer differences or less to fight about…In fact, successful couples have the same number of disagreements as couples who divorce.” So what’s the difference?

Drum roll, please. “The difference between successful and unsuccessful couples is how they handle these differences.” Most people who have been married are familiar with the types of differences: finances, children, extended family members, sex, household chores, etc. For remarried couples, their differences can be even more difficult as they navigate through situations unique to stepfamilies.

Many of us have learned behaviors which can be detrimental to our relationships. New behaviors can be learned. It takes skills and knowledge to make a relationship work. Who among us hasn’t taken the time, money, and energy to learn a new skill or gain new knowledge related to work or a hobby? We take classes and workshops in everything from childbirth, to cooking, to financial management, to physical well-being. Perhaps we should put some of our resources into one of the most important things to us: our marriage. Or, for those divorced parents who wish to remarry some day; what better time to explore how to have a healthy marriage than before you remarry? As the saying goes, know thyself.

Secular and religious-based marriage education is available and there are programs that are tailored for the various stages of life: dating, engaged, divorced, widowed, cohabitating, stepfamilies, parents of teens, empty-nesters, etc. Check out Smart Marriages to learn more about classes and training available in your area. As Gloria Steinem said, “The first problem for all of us, men and women, is not to learn, but unlearn. ”

Paula Bisacre, founder of Remarriage LLC, is the publisher and executive editor of reMarriage magazine that provides practical solutions for the growing remarriage community. She is a monthly columnist on remarriage in The Washington Times.

If you know someone who is engaged , a great gift would be a 2 hour session of pre-marriage financial literacy with Carl Delmont. He will go over their credit, help understand and improve their scores, show how to budget, explain the pros and cons of homeownership, offer advice on what current accounts are good and bad, etc. In today’s world, you need both incomes to qualify. You also need credit scores of both borrowers. Money and finances are one of the leading causes of friction in marriages, so why not address these issues now. This is one gift that should be on everyone’s registry. Carl@freedmont.com and mention pre-marriage in subject line.

Equal Housing Lender