Looking for Loan Rates?
Mortgage interest rates change everyday. Unlike
other companies that advertise interest rates with hidden
fees only to disappoint you later, we encourage you to contact
one of our experienced loan officers right now to
find out the best lending program currently available
to meet your family’s needs today and for your future.
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| Find The Best
Agent
To Sell Your Home |
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In a buyers market, it's more important
than ever to have an experienced real estate
agent representing to get top dollar for
your home. Presuming your residence is cleaned,
repaired and painted
in preparation
for selling
it, the next vital step is to interview at
least three successful realty agents who
sell homes like yours in your vicinity.
> Learn More
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Featured Products
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| The Federal Housing
Finance Agency has removed several key barriers
to the Home Affordable Refinance Program (HARP)
in order to allow more underwater borrowers
move into lower-rate mortgages. Learn more
now! |
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FHA Mortgage Insurance Programs
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- Buying
Your First Home?
FHA might be just what you need. Your down payment
can be as low as 3.5% of the purchase price, and most
of your closing costs and fees can be included in the
loan. Available on 1-4 unit properties.
- Want
a Fixer-Upper?
FHA has a loan that allows you to buy a home, fix
it up, and include all the costs in one loan.
Or, if you
own a home that you want to re-model or repair,
you can refinance what you owe and add the cost
of repairs
- all in one loan.
- Financial
Help For Seniors
Are you 62 or older? Do you live in your home?
Do you own it outright or have a low loan
balance? If
you
can answer "yes" to all of these
questions, then the FHA Reverse Mortgage might
be right for
you. It lets you convert a portion of your
equity into cash.
- Want
To Make Your Home More Energy Efficient?
You can include the costs of energy improvements
into an FHA Energy-Efficient Mortgage.
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VA Guaranteed Home Loans
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Home loan guarantees from the Department of
Veterans Affairs (VA) are for homebuyers who
are eligible veterans. Veterans must have a Certificate
of Eligibility (COE). Unmarried surviving spouses of veterans who died
on active duty or as the result of service-connected disabilities are
also eligible for VA home loan guarantees. VA guaranteed loans offer:
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- No mortgage
insurance cost
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- No VA maximum
loan amount
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RHS Guaranteed Rural Housing
Loan Program
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Rural Housing Service
(RHS) loan guarantees are for low and moderate-income
families who want to buy modest single-family homes in rural areas.
Families must plan to live in the homes they buy. The government
guarantees the loans. Therefore, no private mortgage insurance is
required.
RHS guaranteed loans offer:
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- No mortgage
insurance cost
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- Closing costs can be
included in
the loan amount
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If you're like most people, buying
a home is the biggest investment you'll ever make.
Annual mortgage, taxes and insurance costs can range
from 25% to 40% of your gross annual income. Protecting
yourself and make the home-buying process easier
by becoming an informed consumer.
Understand the
process>
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Click
here to determine whether it's time
for you to refinance and learn more about
the benefits of mortgage refinancing. |
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